In a tough year where all sectors are facing financial challenges, ZUFIAW and LASF Management agreed on an increase in housing Allowance of 15% of basic pay. However, salaries were unadjusted during the last negotiations as LASF was not spared by COVID 19 Pandemic and challenges in the pension industry. Management did indicate that they had every interest to look into salaries in 2021 with the hope of economic stabilization. A salary increment now may affect the operational costs for the fund and imped the ability to liquidate retiree’s benefits. Management was graciously pleased that the government had gratefully considered LASF in the COVID 19 Relief Fund. ZUFIAW was delighted that management would include the union in the formulation of their next strategic plan for2021 -2024.